The Board of Directors has overall responsibility for the bank. It ensures business continuity, oversees management and protects the long-term interests of clients, employees and shareholders.
Chairman of the Nomination Committee of Eurobank Private Bank Luxembourg SA
Other posts within the Eurobank Group
In the past Mr Ries has also served as:
Former career milestones
Vice President, Loans and Private Banking, International Trade & Investment Bank Luxembourg (1978 – 1991)
Loans & Treasury Officer, Bank of America, Luxembourg (1970 – 1978)
Education
Baccalauréat – Collège Saint Michel – Fribourg (Switzerland)
Graduate HEC (Master ès Sciences Economiques & Commerciales ) – University of Lausanne (Switzerland)
Honorary title
Commandant de l'Ordre de la Couronne De Chêne (Order of the Oak Crown)
Place of birth
Luxembourg, Grand Duchy of Luxembourg
Other posts within the Eurobank Group
Vice Chairperson of the Board of Directors of Eurobank Cyprus Ltd
Other Directorships
Chairperson of Grant Thornton, Greece
Executive Chairperson of Board of Directors of SMERemediumCap GP S.à r.l.
Member of the Advisory Board and Non-Executive of diaNEOsis Research and Policy Institute
Member of the Board of Directors of Alexander S. Onassis Foundation
Member of the Board of QUEST Holdings
Member of the Advisory Board, Non-Executive of Eliamep (Hellenic Foundation for European and Foreign Policy)
Former career milestones
Mr.Karamouzis has served as Chaiman of the BoD of Eurobank Ergasias S.A. (renamed Eurobank SA), Member of the Strategic Planning Committee, Member of Risk Committee and Nomination Committee and Member of the Bank`s Legal Council. He has also served as Chairman of the BoD of the Hellenic Bank Association, as CEO of Geniki Bank and Advisor to the Management and Members of the Strategic Planning Committee of Piraeus Bank Group, Deputy CEO of Eurobank Group for 14 years, in charge of Wholesale Banking activities, Deputy Governor, National Bank of Greece, Chairman, Hellenic Investment Company, Deputy Governor, Hellenic Bank of Industrial Development, Director, Foreign Exchange Division of Bank of Greece and Adviser, Federal Reserve Bank of Cleveland (USA). He had also the positions of Vice Chairman of the Hellenic Federation of Enterprises (SEV), was a Member of the Advisory Board of Stanton Chase Greece, Member of the Board of Foundation for Economic and Industrial Research (I.O.B.E.).
Education
Bachelor Degree in Economics, University of Piraeus
Master Degree in Economics, American University, USA
Ph.D. in Economics with specialization in Monetary Policy and International Finance, Pennsylvania State University, USA
Mr. Karamouzis holds the position of Emerritus Professor, University of Piraeus in Greece.
Place of birth
Athens, Greece
Member of the Board of Directors of Eurobank Private Bank Luxembourg S.A.
Member of the Nomination & Corporate Governance Committee of Eurobank Private Bank Luxembourg S.A.
Member of the Remuneration Committee of Eurobank Private Bank Luxembourg S.A.
Other posts within the Eurobank Group
Executive Member of the Board of Directors of both Eurobank S.A. and Eurobank Ergasias Services and Holdings S.A.
Member of the Strategic Planning Committee
Member of the Executive Board
Chairperson of the Board of Business Exchanges S.A.
Supervisory Board of Eurobank Bulgaria AD
Member of the Nomination & Corporate Governance Committee of Eurobank Bulgaria AD
Member of the Remuneration Committee of Eurobank Bulgaria AD
Vice Chairperson of the Board of Directors of Eurobank Cyprus Ltd
Member of the Nomination & Corporate Governance Committee of Eurobank Cyprus Ltd
Member of the Remuneration Committee of Eurobank Cyprus Ltd
Other Directorships:
Member of the Board of Directors of Grivalia Management Company S.A.
Former Milestones:
1990-1997: Worked as Head at Barclays Bank PLC, responsible for Retail Banking, Private Banking and Operations.
2000-2005: Millennium Bank, responsible for Retail, Private Banking and Business Banking, elected as Member of the BoD in 2003,
2005-2008: Appointed as CEO at Eurobank A.D. Beograd, Serbia. Member of the BoD of Eurobank Direktna a.d. Beograd, Serbia, since November 2010 and until 2/11/2023 (as of 02/11/23 not part of Eurobank Group).
2010-2014: Chairman of the BoD of ERB IT Shared Services,
2012-2013: Μember of the BoD of Bancpost S.A., Romania,
2013–2014: Served as General Manager Retail Banking at Eurobank Ergasias S.A, appointed as Chairman of the BoD at ERB Financial Planning Services (FPS) & ERB Remedial Services (ERS) and as a Vice Chairman of the BoD of Eurobank Bulgaria AD,
2013-2015: Appointed as Vice- Chairman at Cardlink S.A.,
2014-2016: Μember of the BoD of ERB Insurance Group Holdings S.A.,
2015: Appointed as Vice– Chairman at ERB Eurolife Life Insurances and ERB Eurolife General Insurance,
2014-2017: Appointed as Vice Chairman of the BoD of ERB Business Services,
2017-2019: Member of the BoD, Grivalia Properties REIC,
2013-2019: Member of the BoD of ERB Property Services.
2020-2022: Chairman of the Executive Committee of the Hellenic Bank Association (HBA); he had been Member since 2013.
2015-2016: Vice-Chairman of the Executive Committee, HBA and
2017-2020: Chairman of the Payments, Operations and Digital Banking Committee, HBA
Education:
MA in Banking and Finance from the University of Wales, UK,
Honors degree in Business Administration from the University of Piraeus.
Place of birth
Alexandria, Egypt
Member of the Board of Directors of Eurobank Private Bank Luxembourg S.A.
Member of the Board Risk Committee of Eurobank Private Bank Luxembourg S.A.
Membership in Group Committees
Member of the Strategic Planning Committee
Member of the Executive Board
Member of the Group Asset and Liability Committee (G-ALCO)
Vice Chairperson of the Management Risk Committee
Chairperson of the Products & Services Committee
Chairperson of the Regulatory Matters Committee
Member of the ESG Management Committee
Member of the Real Estate Strategic Committee
Other posts within the Eurobank Group
Member of the Board of Directors of Eurobank Factors S.A.
Other Directorships
Member of the Board of Directors of doValue Greece Loans and Credits Claims Management S.A.
Board member for the Institution for Occupational Retirement Provision-Occupational Insurance Fund Eurobank’s Group Personnel
Former career milestones
Deputy General Manager since 2005
Head of Group Credit Control Sector since 1998
In the past he served as Senior Account Officer & Senior Manager, Corporate Division (1990-1997).
Account Officer, Corporate Department, ANZ Grindlays SA (November 1987 – November 1990)
Credit Division, Ergobank central services (January – October 1987)
Education
MBA in Finance, University of Michigan, Ann Arbor, USA, with full scholarship from the Fulbright Foundation
Degree in Economics, School of Economics & Political Sciences, University of Athens
Place of birth
Athens, Greece
Member of the Audit Committee of Eurobank Private Bank Luxembourg S.A.
Other Directorships
Non-Executive Director and Chairperson of the Audit Committee of Athens International Airport S.A.
Former Directorships
Non-Executive Director and Chair of the Audit Committee, Helleniq Energy Holdings SA
Former career milestones
Quality Assurance consultant to the Internal Audit Division of Eurobank Greece
Audit Committee Chair Eurobank Bulgaria and Eurobank Serbia (2007 – 2020)
Consultant and Finance Director, Alpha Tankers & Freighters International Ltd. (2005-2011)
PriceWaterhouseCoopers, Athens, Audit/Assurance Division (1985-2003). Partner from 1991/Head of Financial Services Group (1998-2003). In parallel, responsible for Audit Training (1991-2002), including the introduction of the ICAEW training qualification to the firm in Greece, Audit Methodology and IAS/IFRS Technical Support (1998-2003).
Arthur Andersen, London, Tax Division (1979-1985)
Education
FCA - Fellow of the Institute of Chartered Accountants in England and Wales (ICAEW)
SOEL – Member (non-practicing) of the Institute of Certified Public Accountants of Greece (SOEL)
LL.B. (Scots Law) – University of Glasgow
M.A. (Language & Literature) – University of Glasgow
Place of birth
Scotland, UK
Audit Committee Chairperson of Eurobank Private Bank Luxembourg S.A.
Member of the Board Risk Committee of Eurobank Private Bank Luxembourg S.A.
Member of the Remuneration Committee of Eurobank Private Bank Luxembourg
Other Directorships
Member of the Board of Directors of ProCredit Holding AG
Member of the Board of Directors of ProCredit Bank d.d. Bosnia
Member of the Board of Directors of ProCredit Bank S.A. Moldova
Member of the Board of Directors of Kids Inspire
Member of the Board of Directors of The Bell foundation
Member of the Board of Directors of Educational Opportunity Foundation
Former Directorships
Member of the Supervisory Board of Addiko Bank dd (until 21/10/2021)
BTA Bank (Kazakhstan), URSA Bank, NBD Bank and Hansa Leasing (Russia), Slovenska Sporitelna (leading insurance company in Slovakia), and Ukrsibbank (BNNP subsidiary in Ukraine). Member of the BoD, First Bank SA, Romania.
Former career milestones
Former Managing Director in charge of the Financial Institutions sector at the European Bank for Reconstruction and Development (EBRD). (2008-2018)
Standard Bank Plc, Director, Head of Financial Institutions, Russia and CIS (2008)
Merrill Lynch International, Director (2006-2008)
European Bank for Reconstruction & Development, Deputy Director (1996-2006)
South Shore Bank, Small Loan Programme Manager(1994-1996)
Barclays De Zoete Wedd, Manager, Structured Finance, Export and Projects Department, (1993-1994)
Barclays Bank Plc, Management Development Programme, (1991-1993)
Education
Brasenose College, Oxford University - First Class Honours BA in Modern Languages
Place of Birth
England, UK
Member of the Nomination Committee of Eurobank Private Bank Luxembourg S.A.
Other Directorships
Member of Board of Directors of the doValue Cyprus Ltd
Former Milestones
From 2003 until 2015 he was President of the Eurobank Group Central Credit Committee, the Special Handling Committee and the Legal Handling Committee. Until 2021 held independent directorships in three companies; Jumbo SA, Sidma SA (Violhalco Group) and Kronos SA. In the past he also held the positions of President of the INSEAD Alumni
Association in Greece and President of Athens College Alumni Association.
Education
Bachelor degree in Economics and Political Sciences. He earned a Master's degree in Industrial Economics from the University of Sussex, UK. He also holds an MBA from the European Institute for Business Administration from INSEAD, Fontainebleau, France.
Place of Birth
Athens, Greece
Chairperson of the Risk Committee of Eurobank Private Bank Luxembourg S.A.
Member of the Audit Committee of Eurobank Private Bank Luxembourg S.A.
Member of the Remuneration Committee of Eurobank Private Bank Luxembourg S.A.
Other Directorships
Consultant of BAE Systems Pension Funds Trustees Ltd
Consultant of Virginia Retirement System
Non-Executive Director of Methak Investment Holding
Consultant and Non-Executive Director of Hereditas sp. z.o.
Non-Executive Director of Tesseris Group Sarl
Non-Executive Director of Redali Société Immobilière S.A.
Manager of Florissant Ventures LLC
Former Milestones
Head of Asset Management in Geneva at Symbiotics SA
2015 CIO of the Multi Asset Group Lombard Odier Investment
2009 CEO and CIO of CERN Pension Fund
He received the “CIO of the year 2014” award by Institutional Investor,and was selected as one of the “top 5 European CIOs” at the 2014 IPE Awards. Mr Economou initiated a risk-based approach that came to be known as the CERN Model. He has chaired the investment committee of the Lombard Odier Pension Fund for six years between 2014 and 2020
External advisor for a Private Family Trust in Geneva, Switzerland
Member of the Financial Engineering Advisory Board of the Drucker School of Management, Claremont Graduate University in California, USA.
Education
Diploma in mechanical engineering from the Federal Institute of Technology (EPFL), Switzerland and has earned an MBA from Northwestern University’s J.L. Kellogg Graduate School of Management. He is also a CFA Charterholder.
Place of Birth
Brussels, Belgium
Former career milestones
Alpha Bank – Corporate Investment Banking / Shipping Finance Division Assistant Manager (2013 to 2014)
Emporiki Bank –Corporate Investment Banking / Transportation Division Head of Shipping Division (2008 to 2013)
Emporiki Bank – Senior Relationship Manager and Sector Manager (1995 to 2007)
Barclays Bank PLC – Shipping Finance Sector (1990 to 1995)
Education
CASS BUSINESS SCHOOL – London, England. Master of Science in Shipping, Trade and Finance – Distinction.
DEREE COLLEGE - Athens, Greece. BSc. in Business Administration, Major in General Business - Distinction
Awards
Lloyds List Greek Shipping Awards, Shipping Financier of the Year 2017
Place of birth
Athens, Greece
Member of the Risk Committee of Eurobank Private Bank Luxembourg S.A.
Member of the Nomination and Corporate Governance Committee of Eurobank Private Bank Luxembourg S.A.
Membership in Group Committees
Member of the Board of Directors (Independent Non-Executive Director) of Eurobank Cyprus Ltd
Member of the Risk Committee of Eurobank Cyprus Ltd
Member of the Remuneration Committee of Eurobank Cyprus Ltd
Other Directorships:
Non-Executive Director of Yubix Limited
Non-Executive Director of Dublin Bus
Former Milestones:
VP, Professional Services, Fenergo Limited, (2018-2022)
Head of Systems, National Asset Management Company (NAMA), (2010-2017)
Program Manager, Allied Irish Bank, (2002-2010)
Education:
MSc in Project Management, University of Limerick
BSc in Applied Mathematics, University of Limerick
Memberships and Networks:
Institute of Directors
100 Women in Finance
Mentor with Goingfar (http://goingfar.co/) working with migrant professionals in Ireland
Sponsored events within Fenergo to promote women in tech; worked with@girlsintech,@becomeanITgirl and local schools to promote greater awareness of the tech industry to girls in primary and secondary schools
Place of birth:
Galway, Ireland
